Home School Financing and Other

When people talk about teaching their children from home in the absence of any definite or structured curriculum, it is perhaps natural to think that homeschooling is cheap. But this is far from the truth. Although homeschooling does not stick to any particular text, this is perhaps more of a bane than a boon, when it comes to finance.

When you need to make sure that your children receives state-of-the-art education so that they can compete with regular school goers, expenses will naturally mount. The actual cost of educating a child at home is surprisingly high. Up-to-date textbooks, course materials, a library, computing equipment, lighting, specially designed furniture all cost money. In this case, the cost may be slightly lesser when it comes to homeschooling the second child. Add to this any additional tuition cost for tutors who come to teach subjects that cannot be handled by parents, like higher-level math or science. The total cost can be a bit mind boggling.

If you take another important factor into consideration, homeschooling costs may effective triple. The need for having one of the parents tied to the house and fully dedicated to providing education deprives the family of a second earning member. The average homeschooling teacher is usually a lady with a college degree. This means that she can easily bring home a pay of $35,000 or more. It is also interesting to note that most families that have more than 2 children do not opt for homeschooling at all.

But, there are those who have been successful in carrying out homeschooling at low rates. This is dependent on the size of the family, the support group, the type of materials used and the availability of the material. When successive children can reuse the materials, cost goes down. Much of the course material can be got from vendors of homeschooling materials. A membership in a public library, theatre, concerts, ballets and other cultural events also help in cutting costs. Sometimes, it is even possible to barter expertise. For instance, the mother of an 8-year old gives dancing classes, and her daughter receives drawing classes for free. Support groups allow you to divide the cost of field trips, science projects and fairs.

Whatever the cost, advocates of homeschooling say that the benefits far outweigh these considerations. When you are able to decide what knowledge your child receives and when he or she should be taught and to what extent, it gives you a lot of freedom and a lot of power. Both the children as well as the parents benefit from this mutually enriching experience.

Homeschooling – the darker side

It’s not all hunky-dory and smooth sailing on the homeschooling front. Like all things in life, there is a downside that has to be seriously considered when you explore the homeschooling option.

Though one man’s bane may be another man’s boon, there are certain common reasons for concern.

The responsibility of teaching your child rests solely on you. You cannot blame anyone else if your child is seen wanting in the skills that his peers excel in. If your child cannot do the things that are expected from other children of his age group, it reflects badly on you as an educator as well as a parent.

A critical part of homeschooling is the time that you have to spend with your children. You may have to give up your friends, shopping and other entertainment and dedicate all these to your child. This can become frustrating at times. You have to learn to take the aggravation with equanimity and wait for the rewards with patience and enthusiasm.

A parent who is dedicated to tutor his or her child single handedly does not realistically have much time left over for a career. This means that the family is robbed of an additional source of income. In turn, this may lead to stress over finances.

You will have to train yourself to live on a strictly controlled budget. While this is a matter of habit, it does need some getting used to.

You cannot take a break when you feel like it. Feelings of guilt will assail you if you neglect studies just because you are feeling blue. You also fear that the child will take advantage of the situation. Even when you have given homework, you have to be around to give a helping hand. This means that anytime your child is around you, you are on duty! For some, this may mean working every waking hour. The child studying at home also needs to get out more. This comes from staying at home all the time.

Interaction with adults and other children needs to be given special attention.

Children tutored at home cannot develop in the various directions that are open to children attending public schools. To achieve that kind of exposure, you either have to be a super-parent skilled in everything, or enroll your child to various activities. This may not only prove too costly, but also be counter-productive.

It is sometimes observed that homeschooled children do not do as well in SAT tests as their school-going counterparts. Without a diploma or a GED, some students find it difficult to get into the military.

Lastly, if you envision enrolling your child to a public school, there may be a certain period of emotional as well as social adjustment. A child who is used to being at home for the whole day and enjoying so much of uncontained freedom may have to undergo some distressing emotional upheavals before he or she gets used to the rigors of a regular school life.

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